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Equifax Data Breach - See Discussion at bottom of page

On September 7, 2017, Equifax announced that it suffered a data breach. There was no breach of AT&T systems or the data we maintain, but we have been working with Equifax to learn more about this event and understand there is a possibility that your personal information might have been exposed.

We encourage you to take the following steps to help protect your identity:

1. Visit www.equifaxsecurity2017.com/consumer-notice to determine if you are potentially affected and to sign up for credit file monitoring and identity theft protection. 2. Contact major credit reporting agencies to place a fraud alert and/or credit freeze on your credit report, and to learn about identity theft programs offered by the Federal Trade Commission. Details on how to contact the credit reporting agencies and FTC can also be found at www.consumer.ftc.gov

If you believe you were the victim of identity theft, here are some steps you can consider for additional protection:

1. Close the accounts that you believe may have been tampered with or opened fraudulently. Use the Identity Theft Report, which can be found at www.identitytheft.gov 2. File a police report and get a copy to submit to your creditors and others who may require proof of the crime. 3. File your complaint with the FTC. The FTC maintains an identity theft database that law enforcement agencies use for investigations. Filing a complaint also helps the FTC better assist you, as the commission learns more about identity theft and the problems it creates.

Your privacy and data security are paramount to us. If you have any questions about this issue we strongly encourage you to visit www.equifaxsecurity2017.com/consumer-notice

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El 7 de septiembre de 2017, Equifax informó que había sufrido una violación de seguridad. No se vulneraron los sistemas de AT&T ni la información que guardamos; igualmente, hemos estado trabajando con Equifax para saber más sobre este incidente y ver si existe la posibilidad de que se haya expuesto tu información personal.

Te recomendamos que sigas los siguientes pasos para ayudarte a proteger tu identidad:

1. Visita www.equifaxsecurity2017.com/consumer-notice para determinar si eres uno de los posibles afectados e inscribirte para que se controle tu historial de crédito y para protegerte ante robos de identidad. 2. Comunícate con las principales agencias de información crediticia para colocar una alerta de fraude y/o un congelamiento de crédito en tu informe de crédito, así como para solicitar información sobre los programas relativos al robo de identidad que ofrece la Comisión Federal de Comercio. También puedes visitar www.consumer.ftc.gov para obtener información sobre cómo comunicarte con las agencias de informació n crediticia y la Comisión Federal de Comercio (FTC).

Si crees que fuiste víctima de robo de identidad, puedes tomar las siguientes medidas para tener una mayor protección:

1. Cierra las cuentas que crees que han sido manipuladas o abiertas en forma fraudulenta. Haz la denuncia del robo de identidad en www.identitytheft.gov 2. Haz la denuncia policial y obtén una copia para presentar a los acreedores y otros que puedan requerir comprobante del delito. 3. Presenta la reclamación ante la FTC. La FTC mantiene una base de datos de robo de identidad que los organismos policiales utilizan en sus investigaciones. Presentar una reclamación también sirve para que la FTC te ayude, ya que la comisión aprende más sobre el robo de identidad y los problemas que genera.

Tu privacidad y la seguridad de tus datos son de vital importancia para nosotros. Si tienes preguntas sobre este tema te solicitamos encarecidamente que visites www.equifaxsecurity2017.com/consumer-notice

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Discussion:
Equifax is not offering a comprehensive protection for this issue. (But, take the Experian offer and do it, it will help cover some bases).

  • Your existing accounts can still be hacked. If a thief knows where you have accounts and the rest of your personal data (from the breach), they can call the bank, finance company etc and have the address on the account changed. Once that is done they can take the rest of the money on the account and you will not know until its too late. A freeze does not protect against this.
  • The Equifax freeze does not extend to the other 2 credit bureaus. A thief can open an account in your name and if the lender only pulls a TRW(Experian) or Transunion credit report they will succeed and you will not be notified until its too late and they have your money.
    In other words, you will still need to monitor your accounts, their balances and obtain periodic credit reports to see if anyone has been using your information.



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